💳 Payment Guidelines – Zovi Connect

Welcome to Zovi Connect. These Payment Guidelines explain how payments, subscriptions, purchases, and refunds work on our platform.

By making any payment on Zovi Connect, you agree to these guidelines.

✅ Accepted Payments

We may accept payments through:

• UPI
• Debit Cards
• Credit Cards
• Net Banking
• Wallets
• Third-party payment gateways

All payments are processed securely through trusted payment providers.

🔒 Secure Transactions

We take reasonable steps to keep payment transactions safe and secure.

Users should:

• Use trusted payment methods
• Keep OTPs and banking details private
• Avoid sharing payment information with others

Zovi Connect will never ask for your banking password or OTP.

💰 Purchases & Subscriptions

Some features or services on Zovi Connect may require payment, including:

• Premium memberships
• Advertisements
• Promotional services
• Digital products or subscriptions

Prices may change anytime without prior notice.

📄 Billing

By making a payment, you agree that:

• The payment information provided is correct
• You are authorized to use the payment method
• Charges may apply according to selected services

🔁 Refund Policy

Refunds may be provided only in valid cases, such as:

• Duplicate payment
• Failed transaction with amount deducted
• Technical issues caused by the platform

Refund requests must be submitted within a reasonable time.

Approved refunds may take several business days to process depending on the payment provider.

🚫 Prohibited Activities

Users must not:

• Use stolen payment methods
• Perform fraudulent transactions
• Abuse refund systems
• Attempt unauthorized payment access

Accounts involved in suspicious payment activity may be suspended.

⚖️ Third-Party Payment Services

Payments may be processed through third-party payment gateways.
Zovi Connect is not responsible for:

• Banking server failures
• Payment gateway downtime
• Delays caused by banks or payment providers

🇮🇳 Legal Compliance

All payment activities must comply with applicable Indian laws and financial regulations.

Fraudulent or illegal transactions may be reported to legal authorities.